Economy

Have you noticed how long it's been since you've had cash? If it used to be common to carry notes in your wallet, today the cell phone has become the new wallet. Pix, proximity cards, QR codes, digital wallets, instant transfers... everything is going digital. But this raises an important question: is physical money really disappearing? And if so, what does this mean for the economy, for small businesses and for the population in general? In this post, we'll talk about the future of money and what we can expect from the digital economy by 2030. Get ready for a scenario that has already begun to ... Read more

Inflation is a fundamental economic indicator that reflects the variation in the prices of goods and services over time. For 2025, various financial institutions and government agencies have adjusted their inflation projections, taking into account internal and external factors that influence the Brazilian economy. Current Inflation Projections for 2025 According to the Focus Bulletin, released by the Central Bank of Brazil on February 17, 2025, the projection for the Broad National Consumer Price Index (IPCA) - considered the country's official inflation - was raised to 5.6%. This represents the 18th consecutive week of ... Read more

Managing finances as a couple can be a challenge, but also an excellent opportunity to strengthen the relationship. When a couple decides to put money together, whether for short-term goals such as travel and weddings, or long-term ones such as buying a house or preparing for retirement, it is crucial to establish a clear and efficient plan. Open and honest communication The first step to successful financial planning as a couple is to establish open and honest communication about money. Discuss your finances individually - income, debts, financial commitments - and define together the goals you want to achieve. Defining Common Goals ... Read more

Have you ever found yourself at the end of the month not understanding where your salary has gone? It seems like the money has evaporated and the bills keep piling up. Yes, this is a very common situation, but the good news is that there is a solution. It's not a big deal. Controlling your spending and making sure you live within your means is possible. Today, we're going to talk about how not to spend more than you earn. Shall we go together? Understand your spending: Do you know where your money goes? The first question I ask you ... Read more

Nubank continues to innovate and has just launched a new function to make it easier for customers to increase their credit limit. The company, known for its digital and unbureaucratic approach, aims to offer more autonomy and improve the user experience. If you want to increase your card's limit, check out how this new feature works and what you need to do to take advantage of this opportunity. How does the new limit increase function work? Nubank's new function allows customers themselves to have more control over the process of increasing their credit limit. Instead of waiting for ... Read more

The devaluation of the real is a recurring theme in Brazilian economic discussions and can have significant impacts on the country's economy, especially in the areas of exports and imports. In this post, we'll look at how this devaluation affects both sectors and what the consequences are for international trade and consumers. What is devaluation of the real? The devaluation of the real occurs when the Brazilian currency loses value against other currencies, such as the dollar or the euro. This can happen for a number of reasons, including: Impacts of devaluation on exports 1. Increased competitiveness With the real ... Read more

With China's growing economic influence on the global stage, the country's new economic policy is attracting significant attention from analysts and investors. China, which has been a crucial engine for global economic growth in recent decades, is now implementing a series of reforms and strategic adjustments to its economic policy. China's New Economic Policy China's new economic policy is a reflection of a series of structural and strategic changes that the country is promoting to adapt its economy to new global and domestic realities. With the aim of sustaining ... Read more

Every year, millions of Brazilians file their income tax returns in the hope of receiving a refund. This process, often seen as complicated and tedious, raises doubts and curiosities about what exactly income tax refunds. To better understand this mechanism, it is essential to unravel the basic concepts and explore the factors that influence the refund. The concept of a refund An income tax refund occurs when a taxpayer has paid more tax than is due during the tax year. This can happen due to a number of factors, such as withholding tax, ... Read more

Saving money is an essential skill for achieving financial stability and realizing long-term dreams. However, many people face challenges when trying to save effectively. Understanding the importance of saving Before we dive into the tips, it's crucial to understand why saving money is so important. Having a financial reserve provides security in times of emergency, reduces dependence on credit and makes it easier to achieve future goals, such as buying a house, traveling or retiring comfortably. Tip 1: Set clear financial goals The first step to saving successfully is to set clear and achievable financial goals. Determine ... Read more

Investing in the real estate market has always been an attractive option for many investors, either because of the stability of the returns or because of the possibility of diversifying the portfolio. One of the most accessible and efficient ways to enter this market is through Real Estate Investment Funds (FIIs). Why invest in real estate funds? Investing in the real estate market is a strategy widely recognized for its ability to generate solid and consistent returns over time. However, for many investors, the idea of buying physical properties can seem intimidating or out of reach. This is where Real Estate Investment Funds (FIIs) come into ... Read more